Policy-matched, not guesswork
We apply only where your profile fits the lender’s policy — so you are not rejected for the wrong reasons.
About Shubhdhanam
One profile.Every right lender.
Shubhdhanam is a loan distribution firm (DSA) in Mira Bhayandar. We study your profile, match it to the bank or NBFC whose credit policy fits, prepare a complete file — and stay with you until disbursal, and after.
Shubhdhanam is a loan distribution firm (DSA).
15+years in lending
1,000+Shubh customers
100+ShubhMitra partners
4.9★Google rating
Our role, in plain words
Who does what in your loan.
What Shubhdhanam does
- Understands your need in one conversation
- Reads your profile against lender credit policies
- Shortlists only the lenders that fit
- Collects your documents once and checks them
- Presents a complete file to the lender
- Updates you at every stage, until disbursal
What the bank or NBFC does
- Decides approval and the loan amount
- Decides the rate and the tenure
- States any lender charges in the sanction letter
- Sanctions and disburses the loan
Where we work
Based in Mira Bhayandar. Working across Maharashtra — and India.
Wherever your customer or your case is, the file can start today. The whole process — from the first call to disbursal — can run online.
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Home base
Mira Bhayandar
Our office, opposite Bhayandar station (East). Walk in any working day.
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Where we work most
All of Maharashtra
Mumbai, Thane, Navi Mumbai, Pune, Nashik, Nagpur — every district of the state.
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Across India
Pan-India
Cases from any city or state are welcome, handled with the same care.
Call, WhatsApp, email — documents, updates and follow-ups, all online.
Lenders we work with
Many lenders. One right match for you.
Banks and NBFCs we work with — directly or through empanelled loan platforms. We match your profile to the lender whose policy fits you.
- Aditya Birla Capital
- Bajaj Finance
- Bandhan Bank
- FatakPay
- Federal Bank
- Fibe
- Finnable
- Godrej Capital
- HDB Financial Services
- HDFC Bank
- IDBI Bank
- IDFC FIRST Bank
- InCred Finance
- KreditBee
- Kotak Mahindra Bank
- L&T Finance
- Lendingkart
- Manba Finance
- Motilal Oswal
- Muthoot Finance
- NeoGrowth
- Piramal Finance
- Poonawalla Fincorp
- Protium
- SMFG India Credit
- State Bank of India
- Tata Capital
- Utkarsh Small Finance Bank
- Werize
Names are shown only to tell you who we work with; they belong to their owners. Every loan decision — approval, amount, rate and tenure — is the lender’s.
Why we exist
Built on one idea: the right file, to the right lender.
Most loan rejections are not about the person — they are about the wrong lender, or an incomplete file. Every bank and NBFC reads a profile through its own policy. Knowing those policies, and presenting a file the way a credit manager wants to read it, changes the answer.
Shubhdhanam was built by Nitin Soni after 15+ years in lending and financial-services distribution. The idea is simple: one person handles your file from the first call to disbursal, and a network of trusted local partners — ShubhMitra — brings that service to every shop and every neighbourhood.
We start in Mira Bhayandar. The plan is all of India: every shop a branch, every family the right loan.
How we work
Four promises we keep on every file.
One point of contact
One person handles your file from the first call to disbursal, with an update at every stage.
Honest advice
If the right answer is “wait three months” or “fix this first”, we say so.
Your data, your consent
Your details are shared only with the lender you choose. We never ask for OTPs, passwords or advance fees.
15+Years in lending
From the founder
A loan is shubh when it fits a life. And when it fits, tarakki never stops at one door — it reaches every home, every shop and every town that trusts us.
Nitin SoniFounder & Managing Director, Shubhdhanam
Let’s find your right lender.
One call or one WhatsApp message is enough to start.
Office landline: +91 22 4515 3011